(1) THESE PLANS ARE NOT INSURANCE.

(2) These plans provide discounts at certain healthcare providers for medical services. (3) This plan does not make payments directly to the providers of medical services. (4) The plan member is obligated to pay for all healthcare services at the time services are rendered but will receive a discount from those providers that have contracted with the discount medical plan organization. (5) Dental Benefits Max and OnCall Doctor are both offered by Benefit Services of America, Inc., a licensed Discount Medical Plan Organization (DMPO) in the state of Florida, 2600 Maitland Center Pkwy, Suite 350, Maitland, FL 32751. (6) This discount medical plans contains a 60-day cancellation period in which you must cancel within 60 days of the effective date for a full refund.

Aetna Dental Access:

The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.

Prescription Disclosure:

Price quotes are valid for one-time use only and expire after 30 days. HealthTrans Internet and phone-automated refill service will automatically refill your order at the existing price of your medication, so please call and ask for a price quote before each order. Note: After they expire, quotes are subject to change without notice. Orders are shipped within 48 hours of receipt of payment via First Class Mail or UPS Ground, based on the contents of the package. Special shipping arrangements can be made for an additional fee. Check with a service representative for more information. Orders are automatically filled using generic medication, unless prescription specifies “brand necessary” or the member requests “brand”. Prescriptions faxed by physicians will automatically be filled and charged to your credit card on file should this be your preferred method of payment. When faxing prescriptions, physicians must include your member identification number on all communications. HealthTrans Rx cannot hold prescriptions to be filled at a later point in time, so please send in your prescriptions when you are ready to place your order. Prescriptions cannot be filled or refilled once they have expired. Most prescriptions expire one year from the date written. Prescriptions for controlled medications expire 6 months from the date written. Class II prescriptions expire 7 days from the date written. Please call for more information regarding ordering controlled medications. Insulin and diabetic testing supplies are sold as over-the-counter (OTC) medications. Insulin may be purchased through the mail; however, a doctor’s prescription is required. Insulin and diabetic supplies do not qualify for the low price guarantee due to their OTC status.

Vision Disclosure:

100% money back guarantee for lenses returned within 30 days in unopened vials and box. 100% merchandise credit for lenses that are defective from the manufacturer and returned within 30 days in vials that have been unopened. Contact lenses are guaranteed factory fresh, sealed in manufacturer’s sterile vials. Prices are subject to change without notice and may vary by region. Vision Benefits are not available to VT residents. *Ophthalmologists are not available in all areas.

Chiropractic Disclosure:

The Chiropractic program is not available in Puerto Rico.

Hearing Disclosure:

The hearing instrument program is not available in Texas, Colorado or Puerto Rico.