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THESE PLANS ARE NOT INSURANCE. The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act. These plans provide discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services at the time services are rendered but will receive a discount from those providers that have contracted with the discount medical plan organization. Dental Benefits Max and OnCall Doctor are both offered by Benefit Services of America, Inc., a licensed Discount Medical Plan Organization (DMPO) in the state of Florida, 2600 Maitland Center Pkwy, Suite 350, Maitland, FL 32751, 1-800-818-7587. Plans not available in all areas. *Subject to a one-time $10 activation fee.